When a property is sold at a tax sale or foreclosure and it sells for more than the taxes or debts owed, the extra money is called a “surplus” or excess proceeds. After a 90 day, 180 day, or 1 year redemption period expires, the surplus funds are transferred to the Shelby County Chancery Court. The owner can file a claim with the court — but it requires navigating legal filings, deadlines, and hearings.

How we help:   We are not attorneys, but advocates. We partner directly with a licensed attorney to file the necessary motions with the court and handle the legal navigation for you - all at a fraction of what it would cost to hire an attorney directly.  We cover the attorney and court fees. You pay nothing up front and only if surplus is granted.